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PAARTH LmsIC
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PAARTH LmsIC • LEGAL

Terms of Use

Terms governing access to and use of the PAARTH LmsIC website, mobile application, courses, live and recorded training, learning resources and related services.

Effective Date: 23 September 2026 Last Updated: 23 September 2026 Platform: PAARTH LmsIC

Please Read These Terms Carefully

These Terms of Use set out the terms and conditions governing access to and use of the PAARTH LmsIC website, mobile application, courses, sessions, learning resources, communication features and other services made available through the platform.

In these Terms, the website, mobile application and related services are collectively referred to as the “Platform”.

By accessing, registering on, purchasing through or using the Platform, you agree to these Terms of Use, our Privacy Policy, Refund Policy and any other applicable terms or policies communicated through the Platform.

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01

Acceptance of Terms

These Terms apply to users of the Platform, including learners, participants, purchasers and other persons accessing the services offered through PAARTH LmsIC.

By accessing or using the Platform, you agree to be bound by these Terms and all applicable laws and regulations.

If you do not agree with any part of these Terms, you should not access or use the Platform or its services.

Policies and terms may be updated from time to time. Your continued use of the Platform after an update may constitute acceptance of the revised terms to the extent permitted under applicable law.

02

Platform and Creator

For purposes of these Terms, references to “Creator”, “we”, “us” or “our” refer to the operator of PAARTH LmsIC:

RAHUL ARJUN GAIKWAD LIC Development Officer Founder & CEO | Team Galaxy परिवार PAARTH LmsIC

PAARTH LmsIC uses third-party technology and services, including technology provided by Graphy, to operate learning, account, payment, communication, mobile application and related Platform functions.

03

Access and Registration

Certain courses, training programs, resources or Platform features may require registration or a user account.

Where registration is required, you may be asked to provide information such as your name, email address, mobile number or other information necessary to create or manage your account.

You agree that information supplied by you during registration or enrollment will be accurate and reasonably complete.

You are responsible for keeping your account information and login credentials secure.

Age and Eligibility

You must satisfy the age and legal-capacity requirements applicable to you under the laws of your country or jurisdiction.

Where a minor is legally permitted to use the Platform only with consent of a parent or legal guardian, such consent must be obtained before use.

Access to a particular course or service may also depend on purchase, enrollment, membership, Access Code, invitation or other applicable eligibility requirements.
04

Content and Public Forums

For these Terms, “Content” includes courses, sessions, recorded or live training, reference material, documents, presentations, PDFs, audio, video, assessments, quizzes, text files and other learning resources made available through the Platform.

Certain courses or Platform features may also provide communication areas, discussions, chat, groups or other interactive features. These may collectively be referred to as “Public Forums”.

Participation in Public Forums is voluntary unless participation is specifically required as part of a particular course or activity.

We reserve the right to moderate, restrict or remove user-posted content that violates these Terms, applicable law or Platform rules.

05

Supported and Compatible Devices

To access the Platform, you may need a compatible computer, mobile phone, tablet, media device or other electronic device capable of running the required browser, application or software.

Compatibility may depend on:

  • Operating system
  • Browser version
  • Device software
  • Internet connection
  • Application version
  • Third-party platform or device requirements

A device that is compatible at one time may become incompatible following software, operating-system or third-party technology changes.

06

License to Use

Subject to these Terms and any applicable course conditions, you are granted a limited, personal, non-exclusive, non-transferable and non-sublicensable right to access and use Content made available to you through the Platform.

Unless expressly permitted, Platform Content is provided for your personal learning and non-commercial use.

You must not:

  1. modify, reproduce or copy Content except where such use is expressly permitted;
  2. create unauthorised derivative works from Platform Content;
  3. commercially distribute, sell, sublicense or publicly display Content without permission;
  4. attempt to decompile, reverse engineer or interfere with Platform software or technical systems;
  5. remove copyright, trademark or proprietary notices;
  6. transfer downloadable material to another person where such transfer is not authorised;
  7. mirror, scrape or systematically reproduce Platform Content on another server, website, application or service.

Any downloadable resource made available through the Platform remains subject to applicable usage restrictions even after download.

07

Communications and Learner Content

If you choose to participate in chat, discussions, comments, community features, live-session interaction or other communication features, you are responsible for the content you submit.

Content submitted by a learner may include comments, messages, posts, files, photographs, audio, video, chat messages or other material shared through available Platform features.

You represent that you have the necessary rights or permissions to submit material you post or upload.

You remain responsible for the legality, accuracy, appropriateness and consequences of material submitted by you.

Do not post confidential, sensitive or personal information about yourself or another person unless sharing that information is appropriate and authorised.
08

Code of Conduct

When using PAARTH LmsIC, you agree to use the Platform lawfully and responsibly.

Lawful Use

Do not use the Platform for unlawful, fraudulent or unauthorised activities.

Harmful Content

Do not upload content intended to promote violence, physical harm or dangerous unlawful conduct.

Hate or Defamatory Content

Hate speech, unlawful threats, defamatory content and targeted abuse are not permitted.

Harassment & Bullying

Harassment, bullying, humiliation, sexual harassment or unauthorised disclosure of another person's private information is prohibited.

Spam

Repetitive, unwanted or malicious promotional posts, messages or links are not permitted.

Scams

Fraud, extortion, blackmail and deceptive financial schemes are prohibited.

Privacy

Respect the privacy and personal information of other Platform users.

Impersonation

Do not falsely represent yourself as another person, organisation, company or institution.

Platform Security

Do not attempt unauthorised access, hacking, denial-of-service, malware distribution or technical disruption.

If a violation comes to our attention, access may be restricted, content may be removed or an account may be suspended or terminated where reasonably appropriate.

09

Intellectual Property

Platform materials may include trademarks, names, logos, text, illustrations, photographs, presentations, graphics, videos, audio files, documents, course materials, interfaces, designs, software and other intellectual property.

Intellectual property made available through PAARTH LmsIC remains owned by or licensed to its respective owner.

Access to the Platform does not transfer ownership of any intellectual property to you.

Unauthorised copying, reproduction, distribution, publication, transmission, sale or commercial exploitation of protected material is prohibited.

LIC names, logos, trademarks and official materials remain subject to the rights of their respective owner and are not transferred to a learner by access to PAARTH LmsIC.
10

Feedback

You may voluntarily submit suggestions, comments, ideas, questions or other feedback regarding courses, learning resources or the Platform.

By voluntarily submitting feedback, you allow us to review and use it for purposes such as improving courses, learning resources, Platform functionality and user experience.

Submission of feedback does not itself give you ownership rights in any later improvement, feature or course development that may independently use similar ideas or concepts.

11

Payments and Refunds

Certain Content, courses, memberships, programs or services may require payment of an applicable fee.

Pricing displayed on the relevant course or checkout page applies to that purchase, subject to applicable taxes, discounts, offers or payment conditions.

Payments may be processed using third-party payment gateways or payment-service providers integrated with the Platform.

Payment-service providers may have their own terms, conditions and privacy policies.

PAARTH LmsIC does not intend to directly store confidential payment authentication information such as UPI PIN, card PIN, CVV or internet-banking password.

Refund eligibility, where applicable, will be determined in accordance with our Refund Policy.

12

Live Sessions, Recordings and Interactive Features

Certain courses or training programs may include live audio-video sessions or other interactive features.

Depending on the session configuration, available functionality may include:

  • Camera participation
  • Microphone participation
  • Chat
  • Screen sharing
  • Interaction with instructors or participants
  • Session recording

These features may not be enabled for every session.

Live sessions may be recorded where recording has been enabled for the relevant session.

If you voluntarily use audio, video, chat or screen-sharing features during a recorded session, information you provide may form part of that recording.

13

Disclaimer

The Platform and its services are provided on an “as is” and “as available” basis to the extent permitted under applicable law.

While reasonable efforts may be made to provide a reliable learning environment, we do not warrant that:

  • the Platform will always be uninterrupted;
  • the Platform will always be error-free;
  • every feature will work on every device;
  • all technical issues will always be corrected immediately;
  • all third-party services will always remain available.

Nothing in these Terms excludes any warranty, right or protection that cannot legally be excluded under applicable law.

14

Limitation of Liability

To the maximum extent permitted by applicable law, PAARTH LmsIC, its operator and applicable service providers will not be liable for indirect, incidental, special or consequential losses arising solely from use of or inability to access the Platform.

This may include losses resulting from:

  • internet interruption;
  • device incompatibility;
  • third-party platform outage;
  • temporary content unavailability;
  • loss of user-generated information not caused by our unlawful conduct.

Nothing in these Terms limits liability where such limitation would be prohibited under applicable law.

15

Indemnity and Release

To the extent permitted under applicable law, you may be responsible for losses, claims or costs resulting from your unlawful use of the Platform, your violation of these Terms or your infringement of another person's rights.

This provision does not require you to indemnify any person for liability that cannot legally be transferred to you.

16

Third-Party Services and Links

The Platform may depend on or contain links to third-party services, websites or technology providers.

These may include:

  • Graphy
  • Payment gateways
  • Hosting or cloud infrastructure
  • Email or communication services
  • Analytics and security services
  • External websites linked from learning material

Third-party services may be governed by their own terms and privacy policies.

A link to an external website does not automatically constitute an endorsement of all content or services available on that site.

17

Suspension and Termination

Access to the Platform, a course, communication feature or account may be suspended or restricted where reasonably necessary, including where:

  • these Terms are materially violated;
  • unlawful activity is detected;
  • Platform security is threatened;
  • another person's rights are infringed;
  • fraudulent payment or account misuse is suspected;
  • technical or legal requirements make restriction necessary.

Where appropriate and reasonably possible, issues may be reviewed before permanent termination.

18

Governing Law and Jurisdiction

These Terms are governed by applicable laws of India.

Any dispute concerning the Platform or these Terms will be subject to the jurisdiction of courts having lawful and competent jurisdiction, subject to any mandatory rights or dispute-resolution requirements available under applicable law.

19

Miscellaneous

A. Changes to the Platform

We may modify, improve, update, suspend or discontinue Platform features where reasonably necessary.

B. Waiver

Failure to enforce a provision of these Terms in one instance does not automatically waive the right to enforce it later.

C. Assignment

You may not transfer your personal Platform account or rights under these Terms to another person where such transfer is not authorised.

D. Severability

If any provision of these Terms is held invalid or unenforceable, the remaining provisions will continue to apply to the extent permitted by law.

E. Events Beyond Reasonable Control

We will not be responsible for delay or failure caused by events reasonably beyond our control, including infrastructure failure, internet disruption, third-party service outage, natural events, governmental restrictions or similar circumstances.

20

Changes to These Terms

These Terms may be revised from time to time to reflect:

  • changes to Platform services;
  • new features;
  • technology changes;
  • legal or regulatory requirements;
  • changes to third-party service arrangements.

When these Terms are materially updated, the Last Updated date displayed on this page may be revised.

You are encouraged to review these Terms periodically.

21

Contact Us

If you have questions, concerns or queries regarding these Terms of Use, please contact:

PLATFORM PAARTH LmsIC
OPERATOR Rahul Arjun Gaikwad
SUPPORT Contact Us